debrak: I know just how u feel. I have worked hard all my life...just wanting to have a home for my family. Now after 19 yrs, I am losing my home. Everything I have worked for is going down the drain. I feel so all alone. I have a few pieces of furniture. My son has been handicapped since birth. When I pass on, I have nothing to leave my loved ones. It seems so unfair. It's very hard to deal with. I have applied and applied for assistance, and then they want me to pay, for the assistance. I don't have enuf income to cover all my bills....I just cry and try to go on day by day. God Bless I'm too old to start over too moms